Shopping for an affordable health insurance plan for myself. Any suggestions or recommendations?
June 24th, 2009 | by The Broker |
lovemeorhateme asked:
Not really sure where to start and thought it would be good to get ideas from people who have had good experience with their company they use. Thanks.
Not really sure where to start and thought it would be good to get ideas from people who have had good experience with their company they use. Thanks.
4 Responses to “Shopping for an affordable health insurance plan for myself. Any suggestions or recommendations?”
By debijs on Jun 26, 2009 | Reply
~~Every state has different laws affecting insurance premiums. If you want a decent insurance look at blue shield, which has a variety of plans. The higher the deductible the better the premium is. You will still get the contracted rate for providers accepting Blue Shield, and most everyone does. Sometimes their contracted rate is less than a higher premium insurance’s copay.
My husband and son have a high deductible ($4,000.00 annually) but we put the money in an HSA account for the deductible so we get a write of on taxes plus earn interest on the money in the HSA. You can add to it every year. To see a specialist under their plans, is only $35.00. This is because of the great negotiated rate.
All insurance premiums are increasing. Until President Obama gets an insurance reform through, this is the best we can do. My husband, age 53 pays $232 a month and my son 26 pays $56 a month. We live in California.
Talk with a Blue shield agent in your area and they can explain all the different options and help you through enrollment. If you live in CA, OR, HI, WA, or NV, email me through Y/A and I’ll give you the name of out agent. Best of luck!~~
By mbrcatz on Jun 27, 2009 | Reply
Start with a local, independent agent.
Those online places, harvest your personal information and sell it as leads, to other agents.
By Francisco on Jun 28, 2009 | Reply
Try this site
here you can get quotes from different companies in your area.
By ROGER P on Jul 2, 2009 | Reply
YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here to solve my similiar problem.