Shopping for an affordable health insurance plan for myself. Any suggestions or recommendations?

4 Comments

1. debijs says:

   June 26, 2009 at 12:22 pm

   ~~Every state has different laws affecting insurance premiums. If you want a decent insurance look at blue shield, which has a variety of plans. The higher the deductible the better the premium is. You will still get the contracted rate for providers accepting Blue Shield, and most everyone does. Sometimes their contracted rate is less than a higher premium insurance’s copay.

   My husband and son have a high deductible ($4,000.00 annually) but we put the money in an HSA account for the deductible so we get a write of on taxes plus earn interest on the money in the HSA. You can add to it every year. To see a specialist under their plans, is only $35.00. This is because of the great negotiated rate.

   All insurance premiums are increasing. Until President Obama gets an insurance reform through, this is the best we can do. My husband, age 53 pays $232 a month and my son 26 pays $56 a month. We live in California.

   Talk with a Blue shield agent in your area and they can explain all the different options and help you through enrollment. If you live in CA, OR, HI, WA, or NV, email me through Y/A and I’ll give you the name of out agent. Best of luck!~~
2. mbrcatz says:

   June 27, 2009 at 9:35 am

   Start with a local, independent agent.

   Those online places, harvest your personal information and sell it as leads, to other agents.
3. Francisco says:

   June 28, 2009 at 4:30 pm

   Try this site

   here you can get quotes from different companies in your area.
4. ROGER P says:

   July 2, 2009 at 12:24 am

   YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here to solve my similiar problem.